Payments, UPI and COD
How to reduce COD returns (RTO) without losing orders
Cash on delivery is popular but costly when parcels come back. Practical tactics: OTP checks, address checks, selective COD and courier management.
3 min readPayments, UPI and COD
Get paid faster, cut returns and handle recurring payments the compliant way.
All 9 articles in Payments, UPI and COD
Payments, UPI and COD
COD vs prepaid: how to nudge shoppers toward online payment
Ethical ways to move shoppers from cash on delivery to UPI and cards: incentives, ordering, trust cues and what to avoid under India's dark-pattern guidelines.
3 min read
Payments, UPI and COD
Handling failed payments and refunds the right way
Why online payments fail in India, how to help customers retry, how long refunds take and how to communicate so a failed payment does not lose the customer.
3 min read
Payments, UPI and COD
How OTP verification protects COD orders
Verify cash-on-delivery orders with a one-time code by SMS or WhatsApp to filter fake and mistaken orders: how it works, DLT rules and UX tips.
3 min read
Payments, UPI and COD
How to accept international payments as an Indian D2C brand
Sell to customers abroad: activating international cards, showing prices in local currency, fees, settlement in rupees, shipping, duties and tax basics.
3 min read
Payments, UPI and COD
Razorpay for D2C brands: fees, settlements, subscriptions and what to know
A practical guide to Razorpay for an Indian online store: what it charges, how onboarding works, UPI and cards, international payments and recurring billing.
3 min read
Payments, UPI and COD
UPI AutoPay and e-mandates for subscriptions: the RBI rules in plain English
How recurring payments work in India: customer approval, pre-debit notices, the ₹15,000 card threshold, UPI AutoPay limits, trials and how to stay compliant.
3 min read
Payments, UPI and COD
What is RTO in e-commerce and how is it calculated?
RTO (return to origin) is when a shipment comes back undelivered. Learn the formula, the true cost per RTO, how it differs from NDR and returns, and causes.
3 min read
Payments, UPI and COD
Why shoppers abandon carts in India, and how to win them back
The most common reasons Indian shoppers leave at checkout (surprise costs, limited payment options, slow pages, trust) and fixes that recover sales.
3 min read